Home Discussion Forum

Share wisdom if you're an existing homeowner or have tips related to homes in specific areas of the country or overseas. Share tips related to maintaining your home, such as DIY decorating projects; or selling a home, such as staging or hiring contractors to complete home projects.

Recent Home Conversations

I receive numerous offers to refinance my VA Loan through the Interest Rate Reduction Refinance Loan (IRRRL) program. Having a current VA Loan at 3.75%, my interest was piqued when I was offered an IRRRL loan at 2.25%. Further, the rate I see for new VA Loans is 4.098%. How is it that IRRR Loans can...
I initially was going to write this post to tell my fellow service members to be mindful and aware what filing Property Claims with USAA. But, it appears that I should have read the community chat before having my own unfortunate experience. Well. I'll describe it anyway eventhought its needless to ...
Hi all Looking for some guidance here. I put in a claim (tree falling on house). Had to get roof/chimney fixed as there were 3 holes in the roof. USAA not covering most of the claim. We are out of pocket over $40k. Is there an appeal process or higher power to speak to? or does this delve straight i...
Thank you for taking the time to share your claims experience. Please be assured your post is being reviewed by the correct area. It has been moved to the moderator only area, as it violates the Community Guidelines. Thank you https://www.usaa.com/inet/pages/usaa_moderation_guidelines
As a former service member and disabled veteran, I have been a long time member of USAA. USAA isn't what it used to be. If you are a member, I strongly suggest you shop around because WE ARE being ripped off. In July 2020, I was seeking to modify my homeowner's policy to make the cost more manageabl...
For the last few years I've taken particular notice of all the various groups and causes that USAA has decided to support. Let me suggest another one: your own members who are homeowners in Florida. I've been a USAA member for over 50 years and was shocked and dismayed to find that when I moved to F...
I filed a claim with USAA back in August on Property damage to my home caused by a hurricane. USAA sent an adjuster out to my house to access my damages ( took a week). It then took two weeks to get a response from USAA concerning my results; in the meantime, there is rain coming into my home, cause...
Dear @Bob Gelb This post has been moved from the “Discuss: Home” area to the "Support: Insurance" area to ensure the appropriate team is addressing your post. Thank you.
Recently had a water leak, turned out we had to have bathtub replaced. The contractor took 1 month to complete. USAA insurance would not cover any expenses. If your home is old, seems you should add a water endorsement to your policy. If you don't, you will be out $10,000. For a retiree in their 90s...
I had an insident in my basement where there was mold disovered. I have had a remediation company come and take care of the problem. Somethings had to be thrown away because they were far to moldy to keep and could not be saved. I have had a few neighbors ask if I had contacted my insurance company....
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VA Loan and IRRRL Questions
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