Can I now take out a VA loan on a Florida  house I paid for in full with cash (to expidite the purchase) 2 months ago. I am selling our Wisconsin home and will make Florida our permanent residence.


Hello Rayman3. Thank you for your inquiry. The VA does not offer an option to refinance a home if no lien exists (paid in full), but USAA may be able to offer a conventional refinance. Please feel free to contact a licensed Loan Officer at 800-531-8781. This would be the best way to obtain an understanding of how we can help, and provide an opportunity to have all your questions answered. 800-531-8781. We look forward to speaking with you!