My wife received a letter from departmnt of education regarding my wife's student loan that indicates her IDR payment will be $0 through 02/2022.  With that said would an underwriter take that into account when we apply for a VA loan and approve a loan if all other qualifications are met?


It's a hypothetical but would like some feedback if possible.





Steve Hoganson


@hoganmeyer It is possible for our underwriters to ignore the student loan liabilities in some situations. I would highly recommend that you reach out to one of our license loan officers with more details of her student loan payments to get a definite answer.  Our loan officers can be reached at 800-531-0341. They are available on weekdays 7am to 8pm and on Saturday 8 am to 6:30pm Central time