If you are talking about the Track Your Money Tab in USAA Money Manager found by clicking View Analysis (or by selecting Track Your Money found in the Budgeting and Goals Section of My Account Tools), or the data shown by clicking on How I Spend (within an individual account), then the answer is very accurate.
That said, however, it should be noted that the data shown is highly dependant upon how YOU elect to assign Categories (and/or Sub-Categories) to individual transactions.
Here are some USAA LINKS which might help you.
1. USAA Money Manger **Note the individual TABS for:
Hope this helps.
I see you were using Home Circle™ from USAA looking at a home you are interested in.
1. About the highlighted payment information.
2. Key Things To Remember:
3. How to Determine Budget Value for Mortgage Payment:
Final Step: All you need to do then is to ADD TOGEATHER the Mortgage Principle and Interest Payment plus Property Tax Payment plus Home Owners Insurance Payment to get a more accurate Estimated Mortgage Payment.
Hope this helps clearify things and gives you help.