Good morning, @Cyberpest69. You may contact the Veteran's Administration at 1-888-768-2132 and speak with their Loan Production department to inquire about whether or not you're eligible for a VA loan. As for how you would like your mortgage payments applied if you were to obtain a mortgage loan with USAA; we are unaware of a way you could have mortgage payments applied without making your payments from a bank account. I hope this information helps in your future endeavors. -- Shawn G.