Save 25% on your house payments by switching AWAY from USAA

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Occasional Contributor

My Payment, Mortgage, Taxes, and Insurance bill is going down from $589 to $474 by refinancing a full 2% lower than the 4.875% rate USAA offered me when I bought my house through them 1 year ago (when rates were already supposed to be cheap) and they shucked my loan off to a third rate third party company...dumped me, essentially.  I switched to Na****wide Insurance and am paying $59 a month as opposed to USAA's $91 a month for the same insurance.  USAA is really doing scorched earth tactics with their customer base to grab as much money as possible for the current executives and screw everyone else over, including burning the reputation of USAA to the ground.  Shame on them...I am keeping $5 in a bank account for the $500 a year payouts at age 65, but canceling absolutely everything else.  Serves them right...they're not price-gouging me based off of my trust of their company anymore.

3 REPLIES

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nt11 -  This is not how we want anyone to feel.I understand the seriousness of the situation. I have located your information and will engage a specialist to review the details. Thank you for speaking up today. - Jason

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The trick here is "service".  You can search for insurance company ratings all over the 'net.  In my experience you get what you pay for with well thought of companies.  The problem with insurance companies is that you don't know what the service is really like until you need it.  Another thing that comes to my mind is we don't know when the service is deliberately lowered due to the need to make up a bad quarter or year, hence more claims denials or lowered repair estimates.  I don't mean to be mean, but it does beg the question.

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