I noticed that during the application for a loan to buy a house it says "amount due at closing not including down payment" when i click on "settlement of debt" what is this? 


I just applied for a home loan with USAA but I did it over the phone. While looking over my credit report, customer service guy told me there were two bad accounts that I'd have to clear up before the closing on a house.


He said he'll run the application and I can be pre-qualified, but they won't let me close on a place until I square away those two accounts. Given the limited information in your question, I'm guessing that you're dealing with the same situation.

Hi NYC Veteran,

A specialist should be in contact to help answer your question. It requires a bit more detail and more personal information than can be shared here! Thank you!