Hello sonylove. Thanks for your question. Ultimately- it would be your discretion to pursue any type of mortgage transaction, but we are here to answer your questions. The lowest refinance term USAA offers would be 10 years, but you may be eligible for a lower rate producing a lower monthly payment. You would need to do some math (and a loan officer may be able to assist) to confirm if this would be in your best interest based off your loan term starting again at 10 years. Please be aware that there may be a lengthy hold time to speak with a loan officer due to an influx of calls. Currently, USAA does not offer home equity products. Thank you.
Hi @JCook, thank you for reaching out to us. There is a lot of excitement around USAA mortgage offerings and we are thrilled to be serving so many of our Members during such an important process. We would love the opportunity to serve you and apologize for the longer than normal hold times. We are available 7 days a week