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Berryeb,
Thank you for reaching out in the Community. We're glad you are considering USAA for your mortgage needs! USAA does offer refinancing of mortgage loans to our members. Whether or not you can pull out additional funds during that refinance depends on several different factors including the property type, property location, and other factors. In this case, it would be best for you to call our one of our mortgage specialists at 210-531-USAA (8722) in order to discuss your options. We look forward to the opportunity to address your mortgage needs. -Gus