My house appraised, from a VA appraiser, at $157,000. The calculator has never been anywhere close to that and says $124,000 right now, months AFTER I refinanced for $157,000, and a split foyer with 1/2 the sq ft is selling for $129,000 diagonally from me! There are several houses for sale near me, and have been for a while, but it says there are none.