What is covered for homes built on pier & beam structures? Structural damage? Piping? Electrical? Flooring? Plumbing? Mold? Roofing?I’ve yet to find a policy specifically addressing this type of structure, nor has my attorney. Various insurance companies have tried to construe the meaning of a home built on a concrete slab with a crawl space as pier & beam construction, architecturally they are not the same. Thanks