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Contributor

Does my rental insurance cover pet liability coverage for my pitbulls?  If so where can I get proof for my landlord?

3 REPLIES

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Dear Jesibody,

Thank you for your questions. Unfortunately this is best answered by a specialist who can pull up your policy and look into the details! Please give us a call at 1-800-531-8722 and an insurance specialist will be happy to address your liability concerns. Thank you!

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If you have a Pitbull, any insurance will be difficult to get if at all. Pitbulls are number one on the list of dogs likely to bite people. It does not matter that there are several different breeds of pit bulls many of which are the gentlest of dogs.

Other high risk dogs include Malamutes, Akitas, Chows, Rottweilers, Shepards, and Doberman pinschers (the biggest goober dogs you will ever meet).

Big dogs can't catch a break which is one of the reasons Apt. Complexes often only allow dogs under 20-30lbs. This is ironic as a lot of smaller dogs (as a breed) can be biters, notably cocker spaniels. Of course, smaller bite usually means less injury.

I worked with animals for almost 20 years, and I've seen good and bad dogs in all breeds. Owners sometimes allow dominant dogs to be the alpha in the family - not good. Training is really important, but even if you do everything right you are still punished for the breed of dog you have.
I had a Rottweiler. You would never break into the house, but once you were let in, she just wanted to slime you with her tennis ball. But I've seen rotties I wouldn't look at sideways. It's a tough topic all the way around.

Good luck with your efforts.
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 If you find out that your insurance doesn't cover liability for your dog you can either get another renters policy that does, or cover that specific liability an other way. 

 

I have a friend who got an animal liability policy (he has tigers) through an insurance company in Florida.  While I am not recommending them - or not reccomending them- I have no opinion as I don't have a dog or tigers here is a link that is an example of the type of insurance agency you may want for animal liability. 


It think they will also insure you against iceberg damage.