I have been a USAA member since 1987. Most of my insurance and banking had been with USAA. Several years ago I sought to refi my home. I had some unresolved issues with USAA's process after my application was unexpectedly denied. Every time I contacted them for any service, they continually asked me to refi with them. I had already gone with another company whose process was quick and easy. Now, I am relocating and buying a new home. I decided to give USAA another try. The other day I had the worst experience with a USAA loan originator. The man was abusive and threatening. Rather than taking the info on my purchase, he tried to intimidate me, acting as if he was a police detective and I was a criminal. He repeatedly asked me the same questions over and over, then tried to tell me my responses were inconsistent. He then threatened to send someone to my home to see if I was actually living there. After 45 minutes, I told him I would have to call back later, which I did, and spoke to another person who took my info without being abusive. I then tried to report the incident, but was first transferred to someone in property insurance, and then to another loan originator. The entire incident has been very disturbing. I thought it might be an isolated incident until I began reading all the issues other members have been having. I am in disbelief.