We are in the process of closing on a home. I noticed you are closing my MasterCard and changing my credit card to Visa. Does this mean my credit report now says I opened a large line of credit? I'm going to be very angry if this change messes up my family's purchase of a home.




Thank you for posting in the Community. Converting your MasterCard card to a Visa card will not impact your credit score. All of the history associated with your current MasterCard account such as the length of time the account has been open and your credit limit will continue to display on your report like it does today.


Congratulations on your new home! If you have any questions regarding this matter, please let us know.