Does USAA provide loss-of-use coverage? This coverage reimburses for additional living expenses if your rental home/apartment is deemed unlivable until you can return home or find a new place. If they do what are the policy limits?


For example, if there is a construction accident next to the apartment you are living at and the city does not allow anyone back into the apartment building until it is deemed safe. Sometimes people can be forced out of their apartments for weeks or months. Does USAA step in to cover the additional expenses we would incur?


@Blitz3, Additional Living Expenses (ALE) provides coverage for reasonable and necessary increase in living expenses when the member’s residence is not habitable due to a covered loss.  If you are under mandatory evacuation orders, your policy might cover your temporary living expenses. Please check your policy for details or visit or the USAA Mobile App. - Ina