Home value given on this USAA website is way off. Florida is booming, especially this area. Inventory is very low and three agents gave me a $25,000 increase since I purchased. You give a loss. You may want to consider another career.
You are correct. They are about 40K off on the estimates in my area. I have water view on the Potomac River on a half acre, house is six years old and I have about 50K in improvements. Their est. isn't even close.