When is the earliest I can apply for a home equity loan to remodel a new home purchase? I am currently shopping, and I intend to put 20% down on a new home. I would like to use a home equity loan - against the new home purchase and downpayment - to immediately make home improvements.


When is the earliest I can apply for (and get) a home equity loan? Or, is there a smarter option for getting the money for new home improvements? I have access to retirement funds and extra cash for these improvements, but I'm thinking a home equity loan is a better way to budget home improvements.




Hello Rock Daddeo. Thanks for your post. At this time USAA does not provide home equity products. You would have to relay your question to your home equity lender to verify any requirements. Have a great Friday!