Not looking for a debate on fracking...but I'm about to be force pooled into it.

What are the ramifications to my homeowners policy if fracking happens under my house? What about if I consent vs non consent/force pooled?



Thanks for your question. Specific concerns such as this can be addressed by contacting a member services representative by clicking here to provide USAA with additional detail and your member information. You can also reach a service specialist at 1-800-531-8722. 

You're going to need some serious legal counsel. Recheck your home ownership docs to see what your land entitlements include.


In TX, our property (40 acres and a mule) included surface, groundwater and mineral rights, but not natural gas and oil. When later exploration occurred and they found a huge dome of natural gas in the area, we got fracked. The local cartel flashed cash (about $100.00 yr) to our indigenous relatives (those who stayed on the family  properties). They took advantage of the educational and awareness level of the relatives, and along with the usual intimidation factors, got a buy-in to the cartel's scam. Those of us who had moved away were either faced with family disputes or aquiescence to the scam. It was easier to let the indigenous relatives reap the meager benefits.


Adverse impacts to your property may include odors, noxious gas emissions as fugitive gas migrates from the fracked layers, and gas escapes to the surface of your property. Extreme cases may include land subsidence, polluted water (esp. if you use groundwater from local wells) or quakes as the subsurface "readjusts" to the man-caused intrusion. Don't forget you have a constitutional right to use and enjoy your property. This gives you the right to sue any entity/individual who's encroaching on your rights.


I would strongly recommend that you conduct either a Phase One Environmental Assessment or some sort of baseline assessment of your property, if only to document and establish the current conditions on your property.This gives you a baseline for advancing your cause should things tke a turn for the worse.


If you don't live in CALIF., down load the California CEQA checklist to serve as your guide. The CEQA checklist has already been vetted in CALIF. Courts, and is a valuable tool to have should you consider this strategy. Your legal counsel should advise you on your course(s) of action. BTW, Environmental Assessments are not cheap.


Keep in mind that you'll need some serious assessments of your financial situation and your peace of mind, before trying to go up against the frackers. They're established pros at doing whatever it takes to maintain their profits, and keeping their costs low. This includes erasing obstacles, such as your conerns.


I hope this rant helps.


E. Phillips, Jr. CDR USNR (Retired)

REHS (California)