Does co-applicant need to be a dependent or USAA member?

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Im considering purchasing a home with my partner. We are not married and she is not a USAA member. Can she be considered as a co-applicant for a mortgage?

2 REPLIES

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The only way that works is if you are legally married.
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Shieber265,

Thank you for your inquiry on a co-applicant. Most USAA Mortgage loans will considered a non-married individual as a co-applicant as long as they will be listed as an owner on the property. However, a VA Mortgage loan specifically does not allow a non-married individual as a co-application. We hope you found that information helpful. If you have more questions, please feel free to contact us directly.