Probably depends on the amount of the mortgage and the down payment that you are furnishing. Certainly a higher credit score may be advantageous, but there are other factors.
Borrowers with high credit scores tend to get lower interest rates on mortgages than borrowers with low credit scores.
Thank you for posting in the Community! USAA considers many different factors when you apply for a mortgage loan. Although credit is a component which goes into our decision making, it is not the only factor we consider.
We strongly recommend you call and speak with a mortgage specialist at 1-800-531-8722 to discuss your options.