Can a down payment be used with a VA home loan?

The loan amount I can qualify for is fairly low, for example 80K.  Can I put a substantial down payment on a house to get the financed amount down to 80K?  For example, if a home is 120K and I put down 40K then the financed amount is 80K.  Do the VA loans allow something like this?


Great question, pgh19pa! I will share your post with our mortgage team and have a specialist follow-up with you to provide you additional details. Thanks for reaching out! -Meredith



Thank you for reaching out in the Community. Yes, you can put a down payment on a VA Loan. Although a down payment is not required on a VA Loan, that doesn't mean that you cannot put a down payment. Please contact one of our mortgage loan specialists at 210-531-USAA (8722) in order to discuss details and specifics of your request. We look forward to the opportunity to assist you with your mortgage needs. -Gus