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I want to buy a home where the value is all in the land. The home is dilapidated. It is for sale at half of the value. Can I get a mortgage for it? In my opinion the home is livable. If I am able to purchase, I plan to move in and immediately use my savings to do repairs. Matter of fact probably the only good part of the home is the roof. I've already had my contractor look at it and make a plan for fixing things.