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Contributor

Can I use the VA loan to buy land and then build a house on it? What is the first step?

2 REPLIES

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Thank you for your question, @Off grid dreamer. I'll engage a loan specialist to provide an answer. The follow up should happen during regular business hours.Tricia 

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Hi @Off grid dreamer, USAA only offers VA loans on a new construction home that will be 100% complete for closing. We do not process VA land loans. If you purchase the land and have the home built we can do a refinance of the loan into regular VA mortgage. For more information please contact one of our licensed loan officers at 800-531-0341. Thank you!