Financial Advice

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Q&A Financial Advice

I've unfortunately have gotten into a large credit card debt situation. I am not behind but I want to find a way to be able to pay them off and if possible save on my monthly payments that I am paying to each of them separately.
In May of this year I graduate and Commission as a 2nd Lieutenant. Having college debt and multiple loans, as well needing a more reliable vehicle after graduation, I wanted to know if it would be a smarter move to do one of the following: take out the USAA starter loan for Officers, get what I need...
Questions regarding protecting IRAs in a market down turn. I know just about enough about investing to be dangerous so please excuse my ignorance. I have 2 managed IRAs. They are doing well. But I am curious to know what is the best way to protect them should the market move into a long-term down-tu...
I really cannot decide 100% on whether I should stick with current Military Retirement plan or switch to the BRS. Currently at 9.5yos, 6.5 of those were enlisted. I PLAN on staying until 20, but nothing is guaranteed. Just looking for advice or different ways to look at the pros and cons. Thanks!
Concerning the final final TCJA and 529 Educational Savings can my funds be distributed as a tax break to my grandson for Home Schooling expenses as proposed by the Administration/Senator Cruz? What are options for funds disbursement if he does not attend college?
how do I check credit score without hurting credit rating?
I owe about $19,000 to USAA on my home and have about $90,000 in combined USAA savings, checking, and investment accounts. I have other retirement accounts as well as monthly income from Social Security and retirement income. My home is worth about $350,000. What would be the pros and cons of using ...
I'm curious about debt consolidation. I have cut up credit cards to help me stop using them. But I feel like I'm not making any progress on paying stuff off. Between my personal loan and credit cards I'm paying so much a month and I cannot afford to pay extra on a card to pay anything off faster. I ...
I think a family member may be using my minor child's information to obtain credit. How can I determine if any lines have credit have been taken out in her name.
I am being offered a $40,000 cash out of my retirement benefits from a former employer. If I live to reach the age of 90 that would be only about half of what my benefit would be if I just wait. Would it be better to wait or cash out and invest. The benefit is only about $300 a month if I wait. Than...