Financial Advice

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Q&A Financial Advice

Hello. We recently had solar installed and of course we are making a payment on it. I have been hounded about refinancing our home, offering amazing amounts of money. Should I refi and use only enough of the "equity money" to pay off the solar, effectively rolling that cost into the house(I Think)? ...
Hello, I'd like financial advice on managing my retirement funds. When I retire, I will be receiving a pension equivalent to what I earn today (100 percent). What I would like to do is cash out 33.33 percent of my retirement as a lump sum payment and use these funds to pay off my mortgage. With the ...
Social Security question. My wife is 62 and could begin drawing $600/month now vice her full benefit of $800 at full retirement age. I'm 58 and ~10 years away from retirement. My benefit will be around $3600 meaning her spousal benefit would normally be $1800. If she takes her benefit now, what is t...
I have a special need daughter who will require a SNT after My wife or I dieand was unsure how you handle these cases
Disabled Vet Gal”,In the interest of getting you the assistance you need, to include career and financial counseling, I would strongly recommend you find a good counselor in those areas at your local VA, in addition to receiving your health care there.The best piece of advice I can give you at this ...
We are in the process of purchasing a home using a VA loan. While we have the ability to put $0 down with the loan, we have the capacity to make a down payment. Due to our move cycle, we know there is a high likelihood of selling the house in 3 years. Are there good resources to help determine the m...
I am 53 and I have $46k in an employee 401k with a 3% match (I contribute another 3%), and about $30k in a Roth IRA that I haven't contributed to in 15 years (money went to kid's college fund). Should I..... - increase my 401K contributions to 6%, which would reduce my end of year tax burden and inc...
My husband and I need to clean up our credit reports. There are things on there that have been paid off for about two years that are still negatively affecting our credit scores. Does USAA assist with cleaning up credit reports if not any advice on what we should do? Thank you,
I only have $78,000. in IRA. Home equity ranges from $120-130,000. in order to replace unsafe 2003 Toyota Sienna, I am considering taking $2-3,000. from IRA. What are choices and consequences? Thank you, Nancy Ingle
I have a retirement from a previous job just sitting and not growing. I don't want to roll over to my new job because I don't plan on staying with my new job. However, I need to be able to have access to the $ as I am not totally financially stable right now. What is my best bet to do with this $ to...