Financial Advice

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Q&A Financial Advice

When making extra mortgage payments and given the option to pay towards principal or Interest, which is better?
Is it better to pay off credit card debt with a debt consolidation loan or gradually over two years?
I'm getting married later this year, and I was curious how much money should we be spending on the honeymoon. I have some money in savings accounts that I am expecting to use but the real question is how much of that should I use? We're planning to get an apartment once we get married so I don't hav...
Hi you all,I am considering in taking this course offered by AARP called a "Driver Safety Course" for $19.95. This is a 8 hour on line course for drivers over 50. It proposes that I can save money on my car insurance. I have been with USAA for more than 30 years. Does anyone know if by taking and co...
I have an old work 401k with about 21k in it. The last two years it has yielded between 12-16% in return. I have been open to the idea of rolling it into a Roth IRA for the tax benefits, but am not sure if I should because of the high return it is getting. When, if ever, is a good time to roll it in...
Does USAA offer long term care insurance? I’d like information about it if you do.
I want to buy a home,how do I start the process?
Recently I cancelled my auto insurance because my driving had deteriorated to the point I was an accident about to happen. I have Parkinson's disease and at 86 years of age had enough. But live with my wife in CCRC in northern Virginia. Also have Renters and Umbrella policies with USAA, and Life ins...
I have credit card debt and a loan. All added up probably about $12-15,000. I have the money to pay it off. I also want to buy a house soon. Should I pay off the debt now, before getting pre approved? thank you
Would it be better for me to put my Emergency Fund into a Savings or a Checking account? I already have a Savings and Checking but I would like a third account so that I don't touch the money except for bills and it will hopefully be a short-term budget.
How do I raise my credit score to purchase Va home loan
I have a 529 for my kid, however due to autism and developmental disability I am curious if I do not use these expenses for college, can I roll this to a different type of fund for him? (living expenses, etc)
How do I get a copy of my credit report?
What kind of loan will help me consolidate all of my debt?
Can I get a VA loan on a mobile home or prefabricated house?
I am 64 yo and have a TSP account. I continue to work for a Texas state agency under a different retirement plan. I want to begin taking withdrawals on my TSP account as soon as there would be most advantagous for me tax-wise. In other words what is the best way to receive money for living expenses ...
What is the fastest way to build credit?
Can I open a Roth IRA for my child?
Is it better to leave a balance on a credit card (below 30% of the credit card limit) or have it paid off every month?
does USAA handle living trusts or special needs trusts?
I have a roth IRA and a TSP account with money in both. With the government shutdown, would it be worth taking out a loan on either of these accounts to stay current on bills? If so, which would be better?
How do I buy stock or invest in usaa?
I've unfortunately have gotten into a large credit card debt situation. I am not behind but I want to find a way to be able to pay them off and if possible save on my monthly payments that I am paying to each of them separately.
In May of this year I graduate and Commission as a 2nd Lieutenant. Having college debt and multiple loans, as well needing a more reliable vehicle after graduation, I wanted to know if it would be a smarter move to do one of the following: take out the USAA starter loan for Officers, get what I need...
Questions regarding protecting IRAs in a market down turn. I know just about enough about investing to be dangerous so please excuse my ignorance. I have 2 managed IRAs. They are doing well. But I am curious to know what is the best way to protect them should the market move into a long-term down-tu...
I really cannot decide 100% on whether I should stick with current Military Retirement plan or switch to the BRS. Currently at 9.5yos, 6.5 of those were enlisted. I PLAN on staying until 20, but nothing is guaranteed. Just looking for advice or different ways to look at the pros and cons. Thanks!
Concerning the final final TCJA and 529 Educational Savings can my funds be distributed as a tax break to my grandson for Home Schooling expenses as proposed by the Administration/Senator Cruz? What are options for funds disbursement if he does not attend college?
how do I check credit score without hurting credit rating?
I owe about $19,000 to USAA on my home and have about $90,000 in combined USAA savings, checking, and investment accounts. I have other retirement accounts as well as monthly income from Social Security and retirement income. My home is worth about $350,000. What would be the pros and cons of using ...
I'm curious about debt consolidation. I have cut up credit cards to help me stop using them. But I feel like I'm not making any progress on paying stuff off. Between my personal loan and credit cards I'm paying so much a month and I cannot afford to pay extra on a card to pay anything off faster. I ...