Financial Advice

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Q&A Financial Advice

Is it the right time to buy a house? I used to live in an apartment, and I realized I wasn't ever going to save any money to buy a house. I decided to move in with/rent a room from a friend so I could save money. He is doing some renovation on the house, so we all have to move out. I have $30,000 si...
What are the penalties for cashing out a Roth IRA early (I am 54 years old). My wife and I want to pay down a large personal loan.
Hello, I would like to invest $50,000 for about 1 to 3 years. I don't plan on withdrawing the money during that time, but it should be available if there is a need. Do you have any suggestions? Thank you!
If I apply for an auto loan, do I have to take it right there or can I wait and look around?
Should I use my mutual fund to pay off my mortgage?
I am retiring from active duty and want to know if I need to purchase the SBP annuity or if I should take that same amount, purchase a term life policy and invest the difference for the next 30 years. The SBP annuity will cost over $400 per month. I will be 54 yrs old upon retirement. Could I get a ...
Hello. We recently had solar installed and of course we are making a payment on it. I have been hounded about refinancing our home, offering amazing amounts of money. Should I refi and use only enough of the "equity money" to pay off the solar, effectively rolling that cost into the house(I Think)? ...
Hello, I'd like financial advice on managing my retirement funds. When I retire, I will be receiving a pension equivalent to what I earn today (100 percent). What I would like to do is cash out 33.33 percent of my retirement as a lump sum payment and use these funds to pay off my mortgage. With the ...
Social Security question. My wife is 62 and could begin drawing $600/month now vice her full benefit of $800 at full retirement age. I'm 58 and ~10 years away from retirement. My benefit will be around $3600 meaning her spousal benefit would normally be $1800. If she takes her benefit now, what is t...
I have a special need daughter who will require a SNT after My wife or I dieand was unsure how you handle these cases