Financial Advice Q&A

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Question

Our AGI is too high for Roth IRA contributions. What now?

Dual-military couple with our first child on the way. My wife and I are both 37 and feel very comfortable about our retirement plan. This ye...

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04-09-2014 06:32 AM

Question

At age 50, how do I determine the right investment mix for me?

I am a 50 year old-federal employee who has 85% of my TSP in the Common Stock Index Investment Fund (C Fund), 10% in the Fixed Income Index ...

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03-08-2014 06:06 PM

Question

Should I annuitize now?

My fixed income Annuity is currently paying 4.2%. I'm 70 and wondering if I should annuitize now or receive the 4.2% instead. When should on...

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03-06-2014 04:15 AM

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Should I use some of my Roth IRA to pay down my mortgage?

I recently bought a house on a VA Loan. Although I didn't make a down payment, I was thinking about taking some money out of my Roth IRA and...

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03-05-2014 04:26 AM

Question

Are life insurance and annuities the same thing?

If not what is the difference.

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03-01-2014 08:49 AM

Question

What should I do with my TSP?

I retired quickly without any planning and I still have my money in TSP. I merely got out of the higher risk funds and went 50/50 into the G...

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02-17-2014 06:02 PM

Question

I’m not a believer in the TSP. Are there other options out there?

Hi Scott. I enjoy reading these posts and have learned some things, but I wanted to get some advice on my specific situation. I am 27, mil-t...

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01-31-2014 09:41 PM

Question

What should I be concerned about when taking a TSP loan?

I plan to take a $17,000 loan from my TSP account @ 2.5% over 60 months. the repayment will be $139 per pay @ 26 per year. This loan will be...

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01-28-2014 10:59 AM

Question

Does it make sense for a retired couple to withdraw 401(k) money to pay cash for a house?

My wife and I are over 60. We currently rent however we are considering buying a home in a different community to be closer to our daughter ...

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01-21-2014 11:26 AM

Question

Should I invest in dividend producing stocks for retirement in five years?

I have about 100k sitting in a money market account. I was thinking of using some of it to increase my stake in some of my dividend stocks (...

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01-19-2014 11:53 AM