Financial Advice Q&A

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Question

Is it a good idea to close credit cards I'm not using?

I would like to close 2 credit card for a total of combine credit of 16,000 that has been in zero for almost 1 year. Reason for this is that...

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08-30-2017 08:05 AM

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Should I consider a balance transfer?

I keep getting offers for a USAA card. I read something about transferring balances. I am not exactly sure what it all means and I deleted t...

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08-14-2017 01:38 PM

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What can I do to help my 16 year old establish credit?

Hello, I am wondering what I can do to begin building my 16 yr old's credit. She has a savings and Youth Account through USAA. That being sa...

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07-05-2017 10:14 AM

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Which credit card accounts should I close?

Would like some guidance relative to credit cards...specifically what to close, what to keep, and how high of an available balance to keep, ...

1

06-12-2017 11:18 AM

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Should I follow the Debt Manager plan or consolidate my debts with a personal loan?

I have started to pay off all my debit (credit card, student loans and car payment totaling about $24,000). I used the debit manager tool on...

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02-07-2017 08:39 AM

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Should I pay off my credit card in full each month or just pay the minimum to build my payment history?

ok i have very little credit now, i just got two of the credit cards off of here (the build your credit one 500.00 each limt) now the questi...

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07-11-2016 10:10 AM

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Will closing credit card accounts hurt my score?

I have a good credit score. I want to close some non essential store credit cards. will this hurt my credit score, if so how long til score ...

1

07-07-2016 05:28 PM

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What are the best options for consolidating student debt?

What are the best options to refinance or consolidate student debt (about $175K). Interest rate is 6.8% and we'd like to get that down. We h...

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07-06-2016 04:58 PM

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Should I consolidate credit card debt?

Should I consolidate my credit card debt? Between my wife and I we have 20K dollars in credit card debt that we amassed through a period whe...

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05-31-2016 02:34 PM

Question

Should I pay off debt or save for the future?

I'm currently 23 years old as an O-1 in the Army. I'm all about retirement and saving as much as I can for my Wife and I's future. Unfortuna...

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05-31-2016 02:03 PM

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