Financial Advice Q&A

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Question

My income is about to go up a lot. How should I use it to fix my past mistakes?

I have recently gotten a new position at my job. My income will nearly double and I'm finally on a stable path to pay off my debts and rebui...

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04-15-2014 06:21 PM

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How do I rebuild my credit following divorce?

Hi JJ & Scott, I could use your financial advice. I'm not even sure where to begin really. The short story is I went through a rather nasty ...

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04-03-2014 05:09 PM

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How bad does it hurt my credit if I close a credit card?

I am your average joe, that loves to pull out a credit card and just use it even when I know that I have a struggle to pay it off. My questi...

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04-01-2014 09:13 AM

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How do I “trade-up” to a newer car?

I bought a new car in July of 2013. 2013 Kia Forte. My plan is to trade up to a Kia Sportage or a Toyota Rav 4 in July of this year. I've al...

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01-27-2014 12:18 AM

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How can I improve my credit score?

How long to improve my credit score? What can I do to improve credit score?

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12-09-2013 10:03 AM

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11-11-2013 06:02 PM

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Is taking out a personal loan a smart decision when trying to get out of credit card debt?

I have racked up some credit card debt, but have recently gotten a raise and want to focus on getting back in good credit standing. Is takin...

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09-28-2013 03:07 PM

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How bad does it affect my credit if i am one week late on a auto payment?

I miss calculated my money and realized my autopayment hadnt gone through.

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09-16-2013 05:23 PM

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How many credit cards should an individual have?

I currently have 5 credit cards. I opened the fifth one days ago to get double points and to use it and fully pay it off each month. I was p...

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07-30-2013 10:22 AM

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Does using a PO Box affect my credit score?

Our daughter will be living in 3 places in 2 states in the next 12 to 14 months. Rather than filing a change of address each time, she can g...

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06-20-2013 04:58 PM