Despite the fact that we can lose money doing it, we continue to invest
for our long-term goals. Why? Because we know we’ve got no real chance
of accumulating the kind of money we’ll need to retire some day if we
don’t. In other words, we’ve each decided that for us investing is not
an option; it’s a necessity. And that may be the case for you, too.
Sitting on cash? You’re not alone. It’s everywhere -- in IRAs,
retirement plans, bank and investment accounts. Heck, we’d even be so
bold as to speculate that there are more than a few mattresses out there
hiding their share of currency.
“Practice makes perfect.” At one time or another we’ve all probably
heard or used these words — in the classroom, on sports fields and if
you’re like us, maybe even in your parenting. You see, that's the
approach my wife and I have taken with our kids in a quest to build
their financial acumen. We — OK, I — have repeatedly blasted them with
financial terms and definitions, hoping something would s...
The Medicare Annual Enrollment period starts Oct. 15 -- the time of year
when youngsters are planning just who – or what -- they’re going to be
for Halloween. Come the 31st, little ghosts and goblins will be
scurrying through neighborhoods getting their bags filled up with tasty
treats. And if they get startled by some harmless tricksters along the
way, that just adds to the fun. Not so for some s...