I use to pay cash for everything. But this seems to give a person a no or low credit rating (I.e no credit used). 😵 As U point out, We have joined and are Trusting our favorite bank, you would think they might trust us a little more. 👍 For unlike these credit reporting company's they know exactly how we spend our money and what type/amount of installment credit is appropriate. I hope some young bright person at USAA Will develop a revolutionary installment credit algorithm that leads the banking industry into a new era of customer satisfaction, loyalty and safety along with apple & Apple Pay.
