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as a member why can't I not have the help of your credit card services all of my money is electronically deposited to USAA coverage enough

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I use to pay cash for everything. But this seems to give a person a no or low credit rating (I.e no credit used). 😵 As U point out, We have joined and are Trusting our favorite bank, you would think they might trust us a little more. 👍 For unlike these credit reporting company's they know exactly how we spend our money and what type/amount of installment credit is appropriate. I hope some young bright person at USAA Will develop a revolutionary installment credit algorithm that leads the banking industry into a new era of customer satisfaction, loyalty and safety along with apple & Apple Pay.
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Exactly!!! I had a BK wayyyy back in 2002 & I'll be damned if they'll give me a penny. 614/610 credit score. I mean come on.