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Occasional Contributor
I was recently injured ×and cannot work have no income, called to have my interest rate reduced like most credit cards will do in such a situation. I was told there was nothing I could do to lower my interest rate and they would not increase my limit. several months later after not being able to barely pay the the interest.

2 REPLIES

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Ooh.  That hurts.  Most credit card companies will jump at the chance to put you into a 29.99% rate under your circumstances.  If USAA increased your rate to less than that you are fortunate.  Also, without going into a long illogical explanation of how credit card companies operate, just know that increasing your limit was actually healthy for your credit score.

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Not Satisfied,

I am very sorry to hear about your injury and situation. If you could please fill out this form with your contact information, we can get a specialist in contact with you to see if anything can be done. Thank you for posting in the community.