I was recently injured ×and cannot work have no income, called to have my interest rate reduced like most credit cards will do in such a situation. I was told there was nothing I could do to lower my interest rate and they would not increase my limit. several months later after not being able to barely pay the the interest.


Ooh.  That hurts.  Most credit card companies will jump at the chance to put you into a 29.99% rate under your circumstances.  If USAA increased your rate to less than that you are fortunate.  Also, without going into a long illogical explanation of how credit card companies operate, just know that increasing your limit was actually healthy for your credit score.

Not Satisfied,

I am very sorry to hear about your injury and situation. If you could please fill out this form with your contact information, we can get a specialist in contact with you to see if anything can be done. Thank you for posting in the community.