Definitely call up the USAA financial advice section and just talk to someone. Explain that you're just starting out and let them guide you through subjects like budgeting, saving, investing, insurance, etc. My sister did this when she first moved out on her own and they really set her up nicely. It was all free advice over the phone also since she didn't do one of those in-depth financial advice analyses. Good luck and remember to always spend less than you make!