Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

Last week I had a snapfoo with a payment to a credit card and overdrew my account. I called and spoke to a rep and was told the overdraft would not be charged to my credit card if I got money in the account which I did immediately. So the next day charge appears on my credit card as overdraft cash w...
Today I had the worst experience ever with this company and truly could not believe the unprofessional and disgusting person I just spoke with. She refused to tell me her name but stated SHE WAS CALLING ON BEHALF OF THE CEO, in response to some requesting to speak with a manager. She refused to answ...
Let me make this short and to the point. 10+ year member / good standing / many USAA productsno unusual activity on my part - same as its been for over a decade. on December 9th 2019 the system decided to flag and hold money that had already cleared $9000.00 to be exact.I have no idea how they went ...
Why can't I see when money that is scheduled to be deposited or extracted from my accounts on my mobile app?I love NFCU I'm able to see everything in their mobile app!
Assessment:USAA claims to care about military families. Doesn't seem that way. Situation and Background:We are a military family dating all the way back to my grandad serving in the Navy in WWII. I have been with USAA for many years and had a platinum visa with a $15K CL. I work for the Federal gove...
So I just received a call about my post.. saying I was denied based on Experian credit report.. I HAVE my credit report.. and what USAA says and Experian say are TOTALLY different.. USAA is NOT HERE to help vets..
USAA has no overdraft protection for the ATM/checking card!I have complained several times and even had voice contact with them.The lame excuse is that's just the way it is with their card carrier.The fact that you have several accounts connected and designated for this purpose, only serves USAA acc...
You guys are a joke. I applied for a truck loan a year ago and you were 15% higher than the dealer.. now I just applied for a personal loan.. and was denied because I am at 30% of my limit on my credit card WITH you guys.. never been late,in fact I have paid off the balance IN FULL each month. Thank...
USAA really should consider creating a pending balance total, so that a member can easily add the current balance and pending balance together to get their total charges, especially considering how long it takes USAA credit cards to clear transactions. A member shouldn't have to pull a calculator ou...
What isn’t being talked about much is how USAA is going to integrate Schwab into its ecosystem, especially considering that you already have Victory Capital here as well. Can someone reach out to me and let me know how that’s going to affect my dashboard? Is it going to be connected to my USAA accou...