Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

My wife and I are trying to decide which account type we should store our emergency savings in. Should we keep this money in a normal savings account where it earns little interest? Should we look at options for a high yield savings account? Or could we look at storing this savings in low-risk inves...
Wanted to post a cautionary tale for those who might be interested in using USAA for insurance products. While USAA is clearly cheap when it comes to what you pay, you're going to get cheap when it comes to customer service. I recently purcahsed a new home and opted to use USAA for homeowners insura...
I have a significant amount of credit card debt that I've been trying to pay off ($26k). I also invested $8k in some stocks about 6 years ago that are now worth $13K. I like having the option of selling the stocks should I need them but I'm now thinking about selling them to tackle the credit card d...
My PayPal was recently compromised and funds were taken from USAA, Navy Fed and even another PayPal bank. I reported it to USAA and they gave credit no problem, NFCU did as well and also walked me though security measures and PayPal although hard to communicate with also credited my account. I then ...
I was considering transferring a couple of credit cards to my USAA credit card due to there being no interest until March of 2021. I have transferred other credit cards to the USAA credit card in the past but beleive that they charge a monthly fee for transferring the other cards. Can anyone tell me...
Background Information and Summary: House destroyed by fire on February 8, 2015. We received our final personal property claim payment on February 4, 2019. We invested over 1,500 hours correcting adjuster mistakes and oversights. To say the personal property insurance adjuster's physical inventory w...
I dont need a canned response, or another broken promise to provide a follow up that never happens, I have read enough of them here since last year and its not even funny any more. What I want is some better specifics. "New secured card coming" can mean 20 years from now.
I noticed that USAA is linked with apple, google, and Samsung pay devices. It would be great if USAA be on this list. (Link removed) paying with your watch at the gas pump is a cool thing. A thing of the future. Moderator note: Per our Moderation Guidelines, portions of your comment have been edited...
Guidance on how to transfer single or multiple retirement accounts into SPIA's
My spouse and I are going through a divorce. The plan is that they give me their 401k. This will be the only financial gain I get from the divorce outside of a portion of the sale of our home. I intend to cash out the 401k as I make significantly less than my spouse and will be taking a large cut to...