Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

I just want to say one thing about USAA and their credit cards. USAA will offer a great introductory offer on all purchases and balance transfers when you get your card, however, don't expect to get any good rates or credit offers going forward. Once the 12-18 months is up, your just a number. I hav...
Over the past couple years, service has badly dropped off. It used to be much better. Now the Automated Idiot that can't answer anything is available 24/7. Not against AI if it works! USAA's does not. Further the new homepage (I'm guessing the redesign was to make it better on mobile so that when th...
I am thinking about moving my TSP but looking for options that work for me. Is USAA a Fiduciary.
Deposit holds...I can understand checks...but money orders shouldn't be put on hold. Regardless of pass NSF problem.
Just learned the hard way that Schwab charges a $49.95 fee each time you invest in USAA mutual funds. So a no-load fund, actually has a "load." Not practical to continue adding to my existing USAA funds under that kind of arrangement. Moved my existing USAA Mutual fund balances from Victory Capital ...
So now federal regulations are requiring you to cut off access to my account unless I disclose my net worth and my Zelle usage? For a checking account? Weird how none of my other banks are suffering under the same requirements. They have been a more pleasant experience all the way around lately. The...
I typically have a Direct Deposit scheduled to arrive on the 3rd of each month and typically posts on the 2nd. Effective in January this will be on a Monday and I'm wondering when it will actually post. I'm trying to clarify if it would show on a Sunday or if it would be that Monday because Saturday...
I give credit where credit is due but I’m very unhappy with these bank requirement questions. First, I had to do the questionnaire when I created my daughter’s account. I understood that. Then something didn’t click and she had to do on her app. Then I had to do it again on my app. Then I had to upd...
I had a death in my family so I borrowed money from a local finance company and since it was almost 5 pm instead of fighting the bank I decided to deposit into my usaa account instead of fighting the local bank traffic it was written on. Well, they put a hold on the check which has delayed my leavin...
Fact. I just recorded them on their recorded line. I have 100% PROOF OF THIS. USAA put a hold on my paycheck that I mobile deposit every Fdiday from a local bank in my area. I HAD NO MONEY FOR THANKSGIVING!! USAA RUINED THAnKSGIVING. I called in an escalated all the way. Here's the TRUTH: USAA is ju...