Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

I received a letter stating that my credit line has been drastically decreased by USAA on my AMEX. I have been an awesome customer for over 11 years....always paid on time and my husband is a total disabled VET so it’s very disappointing that this company took none of that into consideration before ...
Per the announcement, copied below, of the IMCO sale to Schwab -- what portion of the sale proceeds went to the recent Subscriber Savings distributions? "About the AgreementSchwab has entered into a definitive agreement to acquire assets of USAA’s Investment Management Company (IMCO) for $1.8B in ca...
I used to be proud to have them for all my banking and insurance needs. Now, they have turned into the Corporate world I have no respect for. I have been with them 15 years. I have 2 trucks fully insured with them but pulled my other two from them. I live in NC and where I live the nearest "ATM" is ...
My son is a new airman and is doing a pretty good job of controlling his spending. He pays everything with a debit card. Should he switch over to a credit card to get some history started or does his debit card history fill the same need?
I am utterly and completely frustrated w USAA and their complete incompetence in the handling of shipping me a new debit card in an emergency. The necessity arose due to very clear and obvious online fraud that had occurred the previous month. On a side note, it was shocking to me that, despite all ...
hello, My question is whether it is better to request a higher credit limit on my present USAA Credit Card or apply for a different USAA Credit Card. Thanks
Our account was hacked (my terminology) but it's really account takeover and fraud. USAA Fraud Dept has dragged it out and still hasn't reimbursed us for FRAUD! They have blamed us for giving away our credentials. We have been members for over 20 years! I'm extremely disappointed I can't talk to any...
Recently I was charged a ATM fee of $10 because apparently there is a limit to how many ATM withdrawals you can do a month. I wasn’t aware of it. When I called USAA and asked as a one time courtesy to have the fee removed, I was told no. I have been a USAA customer for over 30 years and I am very di...
I recently logged in to USAA.com to research secured credit cards and found out that USAA is currently not offering a secured credit card product. Does USAA plan to restructure the secured credit card or eliminate it completely?
My ex wanted me to provide her with a 10-Year term life insurance policy, which I felt was really greedy, considering she received our home in the divorce, a home where I had made all the mortgage payments.The problem was that she and USAA representatives failed to alert me that a 10-Year term life ...
I bought an UGMA fund for my daughter, Jacqueline, in the 1970s, and listed myself as adminstrator. Due to a number of life events including her illnesses, I neglected to have myself removed when she turned 21. The account now has 66+K in it and I need to be removed as the administrator. Due to impr...
useless
A word of warning: in the past, every 1099-B form I have received from USAA was available by Jan 31st of the following year (heck, EVERY tax form). At the very beginning this month, I started in on my taxes and went to check USAA's site. It had 1099-Div and that was it. Hmmm, I thought, that's stran...
Can someone please explain what the Subscriber's account is and if I can use the money in that account?
Hi, Does anyone know what currencies USAA is willing to accept for deposits by mail? I'm deployed and can't get back to my bank that processes that currency within the limited time given. Thanks!
I notice that new CD's are no longer available for investment in the USAA IRA's. I'm guessing this is due to the pending transfer to Schwab. What will happen to existing CD's in IRA's when the transfer happens?
Over a month ago Sprint tried to steal $375 from my checking account saying I owed them for lease fees. I haven’t been a sprint customer for over two years. The sprint agreement I signed up for was after a year the phone would be paid off I was told by the sales guy. I was with sprint probably three...
I want to purchase an immedant Annuity Certain Life with someone now. I have been trying to talk to someone for 1/2 hour. (321) 2XX-XXXX I will go somewher else to purchase. If I can't get help
I have complained to USAA a number of times about their lack of prompt reliable text or email alerts when using my Visa card (have never received a reply to two wriiten letters). Two days after I use my card I get an email alert. How does this help eliminate fraud? When using my other cards (AMEX, C...
Once again USAA has failed at customer service, the whole system is a shambles. It makes me ill to watch the commercials on TV as though dealing with USAA is easy. It is not, obviously the company is in financial trouble or has had breaches to go to such lengths just to get a balance. Recently I cal...