Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

Good Afternoon - My name is Neenee and I have a problem with spending more than I have. Technically having a negative balance in my account. I would have thousands of dollars in my account and within a year it will be gone. I am trying to have WILL power, but it's not easy. I need to find a way to h...
I’ve had the absolute worst experience with USAA and their member service reps. I was being harassed with multiple calls for a payment that I missed. I know as the consumer that the payment was owed, however due to the current global pandemic I was unable to make my payment. USAA Called me more than...
I have a significant amount of credit card debt, a car payment, student loans, and a mortgage. I am hoping to be credit card debt free in 3-5 years, so I can focus on the other larger debts. I have read about the various methods for paying off debt faster - paying the smallest debt off first vs the ...
USAA! I’ve been with you all for 16 years and never had an issue. But your customer service is falling apart quickly. I’ve been trying to get ahold of my loan processor and his management for days with zero results. I only want to know if our loan process is on track for closing. I wouldn’t have bee...
So, as a secured credit card holder, in 2018 my ability to "deposit" money to raise my credit limit was in USAA's words "temporary" suspended for them to improve and enhance the secured credit card. When this was first announced I was actually happy as I have been trying unsuccessfully since 2014 to...
My wife's employer provides our medical coverage which includes an HSA. She turns 65 in July and will continue working for the next few years. It is our understanding she will be enrolled automatically in Medicare Part A on her birthday, which is fine since our health coverage is through her employm...
I used to have about thirty Bill Pay Vendors setup. Now 27 of them have disappeared off of my USAA Bill Pay Vendors list. Talked TWICE to Web Site Customer Support, had them set up an investigation request. After one week goes by, they LOST the investigation request ! ! ! This is another continuing ...
I opened my email this morning to find 24 messages from USAA with the ominous heading of BANK ACCOUNT RESTRICTED PENDING INFORMATION. The letters covered all my accounts, more than one identical letter for each account (I don't have 24 accounts). I was told that the restrictions on my accounts inclu...
I received a notice that there is a garnishment on my account and I have questions. Me and my husband have separate accounts and then a joint account. We had our stimulus deposited into our joint account and the entire amount is being held. On my personal account there is another $1300 that shows is...
I am interested in members experiences with Schwab. Mine has not been good. Am I the only one looking to vacate Schwab ASAP?