Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

Received a call from a Victory rep a little while ago. He said the purpose of call was to alert me that USAA (Victory) mutual funds I hold will be making large capital gains distributions in Dec 2019. He indicated there was no other reason for the call. Has anyone else had this experience?
Yesterday I received a shocking email from USAA stating my chargeback dispute with Ozzi's Automotive went in the mechanic's favor because an error in the transaction didn't occur. The letter states, the "merchant provided documentation no error occurred and the correct amount was charged." In credit...
I have a significant amount of credit card debt that I've been trying to pay off ($26k). I also invested $8k in some stocks about 6 years ago that are now worth $13K. I like having the option of selling the stocks should I need them but I'm now thinking about selling them to tackle the credit card d...
I ordered an official check online to send to my realtor to pay for some work needed to sell my condo. It arrived at her address but I accidently at the check addressed to the wrong name and she could not cash it obviously. So I called the bank to cancel the check so I could order a new one with the...
My wife and I are trying to decide which account type we should store our emergency savings in. Should we keep this money in a normal savings account where it earns little interest? Should we look at options for a high yield savings account? Or could we look at storing this savings in low-risk inves...
Finding dependable banking is critical to managing your money. We are interested to hear about your past experiences with checking accounts at USAA -- or anywhere! What worked? What did you do the most/least? What did you like the most/least? If you switched to a new bank, what made you do it? Waive...
Wanted to post a cautionary tale for those who might be interested in using USAA for insurance products. While USAA is clearly cheap when it comes to what you pay, you're going to get cheap when it comes to customer service. I recently purcahsed a new home and opted to use USAA for homeowners insura...
My PayPal was recently compromised and funds were taken from USAA, Navy Fed and even another PayPal bank. I reported it to USAA and they gave credit no problem, NFCU did as well and also walked me though security measures and PayPal although hard to communicate with also credited my account. I then ...
I was considering transferring a couple of credit cards to my USAA credit card due to there being no interest until March of 2021. I have transferred other credit cards to the USAA credit card in the past but beleive that they charge a monthly fee for transferring the other cards. Can anyone tell me...
Background Information and Summary: House destroyed by fire on February 8, 2015. We received our final personal property claim payment on February 4, 2019. We invested over 1,500 hours correcting adjuster mistakes and oversights. To say the personal property insurance adjuster's physical inventory w...