Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

I have been a USAA member for nearly two decades and have seen many changes, most have not been for the better. Does anyone else remember the days a live person answered and directed your call? Now, you have to go through a ton of prompts, sometimes screaming to get the system to hear and understand...
Where can I get a USMC branded USAA Credit Card?
USAA reported to Expedia Credit Bureau that I had not paid my credit card and had deficient balance and they had closed my account in December. After 3 weeks of discussing it with them they finally admitted to their error.
I have to admit USAA that I’m quite infuriated at this point. Why did you decide to transfer your brokerage operations to Victory and Schwab? Why? And why not ask your “member owned” clients first, to gauge whether this would be horribly unpopular? With all the other stressors of military life, it w...
I see on the member bozard mention that erroneous reports by USAA to 3d parfty credit bureaus that different type accounts were closed "at grantor's request". That means some "grantor" (usaa) decided the person defaulted on a bill, or did something else wrong; this laztest reporft dropped my credit ...
2020-12-18: USAA Errantly Reported to Experian that my C/C account was CLOSED! (It wasn't).2020-12-21: Credit Score dropped!!!2020-12-23: I contacted USAA; was assured the issue was their fault and they would correct.2021-01-14: USAA initiates the first (Repeat FIRST) USPS notitification to me that ...
Six years ago I had most of my money at USAA in CDs. The rates were good back then but then they didn't keep up with the competitors, despite a lot of complaints from members. I found better and switched all of my banking to other banks. Now in these troubled financial times I'm doing some compariso...
Have anyone invest Bitcoin and do you understand investing in cryptocurrency? If so who can I purchased safely and how fast can you liquify it in US dollars? What kind of penalties are involved?
Currently, my only debt is my car loan which is about $20k. I have been buiding savings which now amounts to about 3x my car loan. I am getting out of the military in the next 18 months and plan on purchasing a house. Should I continue my current plan of paying my car loan off as required (~$550/mon...
I am interested in members experiences with Schwab. Mine has not been good. Am I the only one looking to vacate Schwab ASAP?