Recent Finances Conversations

I just want to say one thing about USAA and their credit cards. USAA will offer a great introductory offer on all purchases and balance transfers when you get your card, however, don't expect to get any good rates or credit offers going forward. Once the 12-18 months is up, your just a number. I hav...
So now federal regulations are requiring you to cut off access to my account unless I disclose my net worth and my Zelle usage? For a checking account? Weird how none of my other banks are suffering under the same requirements. They have been a more pleasant experience all the way around lately. The...
I typically have a Direct Deposit scheduled to arrive on the 3rd of each month and typically posts on the 2nd. Effective in January this will be on a Monday and I'm wondering when it will actually post. I'm trying to clarify if it would show on a Sunday or if it would be that Monday because Saturday...
Deposit holds...I can understand checks...but money orders shouldn't be put on hold. Regardless of pass NSF problem.
I give credit where credit is due but I’m very unhappy with these bank requirement questions. First, I had to do the questionnaire when I created my daughter’s account. I understood that. Then something didn’t click and she had to do on her app. Then I had to do it again on my app. Then I had to upd...
Just learned the hard way that Schwab charges a $49.95 fee each time you invest in USAA mutual funds. So a no-load fund, actually has a "load." Not practical to continue adding to my existing USAA funds under that kind of arrangement. Moved my existing USAA Mutual fund balances from Victory Capital ...
I had a death in my family so I borrowed money from a local finance company and since it was almost 5 pm instead of fighting the bank I decided to deposit into my usaa account instead of fighting the local bank traffic it was written on. Well, they put a hold on the check which has delayed my leavin...
Fact. I just recorded them on their recorded line. I have 100% PROOF OF THIS. USAA put a hold on my paycheck that I mobile deposit every Fdiday from a local bank in my area. I HAD NO MONEY FOR THANKSGIVING!! USAA RUINED THAnKSGIVING. I called in an escalated all the way. Here's the TRUTH: USAA is ju...
Things like this make me wonder. Upon initiating an interbank transfer, I see this message: Money transferred from a non-USAA account are typically available today. Seems like the first work should be either 'Monies' or 'Funds' or 'are' should be 'is'.
USAA, You're blocking access to my accounts until I complete a survey? Unacceptable. I'm a third generation, 18 year member with a plethora of USAA accounts and products. Don't hold my money hostage until I complete a survey estimated to take 40 minutes between 8 accounts. I need to buy groceries fo...