Finances Discussion Forum

Discuss topics related to money and personal finances, including banking, retirement, credit cards, debt and more.

Recent Finances Conversations

I need to change my bank account number and pay off my personal loan.
My spouse and I had an RV loan of $99,999 through USAA. We recently sold and paid off the RV to downsize to a Class C. I called USAA, talked to a rep. about getting prequalified for around $85,000.00. She informed me because COVID 19 and financial problems members had that they were only financing l...
When USAA transferred its arm to VCM, it brought with it many problems for us. Accessing accounts is difficult and time-consuming; maneuvering between multiple accounts is extremely difficult; receiving the required text or email access code too often occurs AFTER the ten minute grace period; and th...
What used to be a concise and easy to use document to reconcile a checking account has been re-developed into a document that is TERRIBLE!!! Not sure why it was changed and what jerk decided the new format was better. Whoever it was obviously never balanced a checking account. The old format had ver...
I know this has been discussed over and over. But seems like usaa can provide a better rates on savings or maybe a interactive rate for scheduled deposit plans than earn a better rate of return if they have a weekly, biweekly or monthly deposit in the saving. Also, love the fact you having savings b...
Seems like a lot of fintech companies have been providing a lot of new useful features. USAA provides a solid product but with some of these new features by N26,One,Oxygen usaa can learn in enhance features of money management. I know you are releasing an update but features reference of more live v...
The new statements are not user friendly. I want them to go back to the way they were. You have made more work for me.
I can't understand why USAA thinks removing check images from our access after 90 days is a good idea. The stements still have our full account number and the routing number is public knowledge. You can find it anywhere, so security seems like a poor excuse for removing these images. So for now, I h...
Add my voice to the number of members who are upset with the removal of check images from monthly statements. I don't write a lot of checks, but when I do write one, it tends to be for something important that I want a record of. With the old statements, I would have a permanent record of a payment....
For a little while I've been seeing duplicate transactions when downloading from USAA to Quicken. I might download transactions to Quicken but when I do my next download, often the next day, the same transactions will download again. I survived the download process changes last month. This started h...
i need the entire 2020 VISA transactions in a csv file so that i can prepare budget for my pending retirement. i can only download the last 120 days. i have called customer service and tried to esculate my request to higher authority. i think i am at the seventh call. I HAVE NEVER RECEIVED A RETURN ...
Hi, I am wondering if either of my USAA saving or checkings accounts have designated beneficiaries if I were to die. Is there any way to look this up and/or update it? Thank you.
I've just recently started using a credit card, so I'm still learning all the lingo when it comes to your statement and due date and how paying early will help your credit score. I've also come to learn that there's such thing as a grace period that allows you not to accrue interest on your balance ...
Received correspondence that there was an error for a period of time and that there would be a refund but have no idea when or for what amount. please advise
I want to assume the mortgage of another usaa member. What do I have to do? We are both disabled.
We are selling our house and will have an opportunity to put 20% down on a new mortgage. Would it be more worthwhile to consolidate debts before or after a new mortgage? In other words, as to avoid a new credit inquiry in efforts to get a better interest rate on a new mortgage; or go ahead now to co...
Member since 1979 and starting to get really annoyed at the lack of attention to the Quicken duplicate transation download problem. USAA has been aware of this problem for at least two months now and there's been no acknowledgement or estimate as to when it will be fixed.
Got a letter today saying USAA made an error when calculating my auto premium. How much is it? Can't find anything on the web site. Retired DOM
It is enormously unhelpful that most of my electronic fund transfers are labelled "check" and that there's no way for me to change those labels. How on earth am I supposed to "search by description" to figure out which subscriptions or charities or taxes I've sent money to? I was told that USAA woul...
Hi @muleshoe1 Thanks for taking the time to comment! I have combined your questions into one post and moved it to the Support Banking board to ensure your questions are properly addressed. Thank you and have a great weekend!