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@CO parents, Congratulations to your son on purchasing a car! I believe it would be wise to convert his savings account to a checking account due to the limited transactions allowed for savings accounts. With a checking account, we could issue a debit card that your son could use for insurance payments and gas/upkeep. Please call us at 210-531-8722 or chat with us to convert the account. From the USAA website, you can chat with us by selecting "Reach a Representative", "Contact USAA" or "Ask USAA". From the USAA Mobile App, you can select "Help" and then "Get Contact Options". ~DC