I've been very happy with my USAA Limitless credit card. It's gives a great not complicated 2.5% back on all purchases. I just received a notice today that USAA is discontinuing this credit card. This makes me very upset, as it was a great card with great benefits. USAA is saying that I'll be getting 1.5% cash back. 1.5% back is not great considering many banks are offering between 2-4% cash back, with differing requirements. USAA just removed the monthly deposit requirement. I would be 100% for adding that requirement back to the card to keep this benefit.
This upcoming change makes me very frustrated and angry with USAA.
Hello and thank you for reaching out to share your thoughts concerning the limitless card going away. We value your feedback and will make sure that the appropriate department is engaged to consider your feedback for future changes!
Wow, and it is through this blog; that I've come to learn of the USAA Limitless Going Away credit card-oh how I would like to apply for such a credit card. It brings me to wonder why, why is it going away?
Thank you for your interest in the USAA Visa Limitless Card. I appreciate your feedback. By simplifying, USAA can focus on the credit card products currently offered to provide future enhancements and the best service to members. - Jesse
If USAA still has room to reconsider I suggest realigning to USAA Limited reward card. Cap earning to first $15K-25K/yr. This would be enough for me to continue using it as my primary card.
@coveredinbees, we appreciate the feedback regarding our credit card accounts. We will submit this feedback for further review. We value our members suggestion and feedback as this helps us gage our service and products. While we cannot guarantee an immediate change may occur, we will certainly have this reviewed.
I'm just ticked off that the Limitless was never made available in my state in the first place! :-|
Anyway, some other options:
PenFed Power Cash Visa 2% (no foreign transaction fee)
Fidelity Rewards Visa 2% (1% foreign transaction fee)
Citi Double Cash Visa 2% (3% foreign transaction fee...ugh!)
In addition to the Alliant 2.5% Visa mentioned elsewhere in the thread.
I moved all my credit card business back to USAA when the USAA Limitless card became available. I already have a USAA card at 1.5%, I don't need another one. Guess it will be time to move my business back to Navy Federal who offers 1.75% cash on every purchase; why would I use my USAA card and earn less?
@PJ1234, We appreciate you posting on this topic in our member community. We are simplifying so we can focus on the card products currently offered to provide future enhancements and the best service to members. That is the official way of explaining the change. I understand your perspective and want to be sure your feedback is captured and sent to the appropriate area to take note. We value your insights and hope that we continue to be the card you choose when making a purchase. Thank you. ~ Suzy
Please include our disappointment and frustration, too. We make many monthly purchases using LImitless and can only hope USAA will roll out a better credit card sometime before December when 2.5% is slated to end.
I'm sorry for the disappointment the credit card changes are causing you. I will make sure to forward your concern to the appropriate department for further review and consideration!
I understand the seriousness of the situation. I have located your information and will engage a specialist to review the details. Thank you for speaking up today. - Jason