Can a beginner (no credit history whatsoever) use a USAA Credit Card? If so, which is the best option?


@Nickmjones3, That's a great question. At this time, we do not offer a credit card product for people with no credit history or for someone trying to establish credit. However, we will be offering a Secured Credit card product for those need to build or re-build their credit. We expect Secured Card applications will be available by July 2021. - Ben

Hi @Nickmjones3 

I thought this other members question and answer may help you come to a decision about your first credit card:


Best of luck and thanks for posting here in community!