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Occasional Contributor

Are USAA CD's a seperate category from checking and savings for FDIC insurance?

3 REPLIES

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MJohn32 - Thanks for the post. I am sorry, but I am not entirely sure what you are asking. Can you share some more details?

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USAA checking and savings are covered by FDIC insurance up to the FDIC max. Is a USAA CD considered a seperate category from the checking and savings and have its own FDIC limit apart fron the checking and savings?

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Hello @MJohn32

Great question!

You're protected with USAA as we're insured through the Federal Deposit Insurance Corporation (FDIC). The FDIC provides insurance that covers the balances of your accounts up to $250,000 per owner. Additional coverage depends on the type of accounts you have. 
 
For detailed information, please visit the FDIC and use their electronic deposit insurance estimator (link below) to help you calculate the amount of coverage you have for all your FDIC-insured accounts.

Have a great week! ~ Lori C