Dept of Commerse FCU has a 2 year CD rate of 2% for the past 6months. USAA's 2 year CD rate is still at .54%. Three months ago I call USAA to inform them of this, and to date the rate at USAA is still at .54%.



Thank you for commenting and taking the time to contact USAA about the CD rates. I have passed along your findings to the appropriate department.

I've been asking the same question for years.  USAA is sticking to their CD rates no matter what your argument/debate may be, so all of our money is not sticking with USAA.  We can hardly wait for the due dates on our life savings.