I have to second the comment re: this being a joke. I estimated our total housing expenses at $1,000 a month because of what we pay in insurance and taxes and I got a low score on "Household Expenses" and a robotic recommendation that I pay down our consumer debt. Nowhere did I indicate that we had any! This exercise may have value for young people---I would recommend it to my 20-something kids as quickie overview---but recommendations such as "get life insurance on your spouse to protect your kids" are not relevant for those of us nearing retirement who have limited obligations. You can do better, USAA!
Thank you taking the time to go through the Financial Readiness Score tool (FRS) and thank you for your feedback. It sounds as if you and your families have taken a number of important steps to improve your financial security, and our goal is to help you continue on this path.
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