The Blacklist

I've been a member for over 20 years, I used to have a credit card, and then in the 2000s, I had deployments and other military commitments that caused USAA to put "CHARGE OFF" on my credit report. USAA also sent me a 1099-C after it sold my account and "blacklisted" my Social Security number in 2013, which USAA claimed did not exist. Every time I submit a credit card or loan application online, I automatically receive a denial notice

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