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Dear jf3ndi,
I am so sorry about the trouble this has cause you. If you could please send us an email to socialmedia@usaa.com including your member number and the details about your situation, we will get someone in touch as soon as possible. Thank you.
Does just adding money to your CD increase the spending limit on your card. I have never heard of it working that way. I would think you would need to request and be approved for the increase first.