I have about 4 thousand in savings. I would like to use 2 grand to get a secured credit card or secured loan. With bad credit I will not get approved for anything so I would like to increase my score.  However, I dont have any debt other than school loans that are deffered. Is it a good idea to get a secured credit card with $2,000 or what other service do you offer to use that I can increase my credit score?




Thank you for your comment regarding your credit. It may be best to speak with a service specialist in order to address your concern. You can reach a specialist by clicking here or by telephone at 1-800-531-8722.

What's the purpose of a forum board if you're just going to direct everyone to call? Answer: To help others with similiar questions. Give basic and generic information then urge the person to call regarding their unique information as a disclaimer.