Last week I got a new user agreement  for depositing checks to my account  from my phone.   It makes me responsible for all kinds of duties connected with each check I deposit.  It didn't seem like things one would normally expect from a retail banking customer.  Did anyone else get that impression? I'm thinking they needed to push this out in a hurry for some reason and that revisions might be coming. 

Does anyone have a reaction to this new agreement?


Best, Tom Witten

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After reading the changes, I no longer remote deposit checks to USAA.   I deposit checks to one of my credit unions, then transfer from them to USAA as needed.   I never keep more than $1-5,000.00 at USAA any longer.   And moderators: do not have someone call me "from the CEO's office" about this posting.   

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